Home Warranties: Are they Useful or Just a Scam?

What is a home warranty?

A home warranty is a service plan that covers the cost to repair and replace major household appliances and systems that can break over time. Commonly covered items may include dishwashers, refrigerators, washing machines, and other appliances. Although they sound similar, a home warranty and a homeowners insurance policy aren’t the same. A homeowners policy provides insurance coverage for the unexpected damage or loss of your home and its contents. It won’t provide coverage if your air conditioner stops…